Loan Officer Assistant Job at Security National Financial Corporation, The Woodlands, TX

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  • Security National Financial Corporation
  • The Woodlands, TX

Job Description

Description

Duties of a LOA:

  • Contacts business partners to schedule meetings and maintain referral relationships.
  • Distributes marketing materials and manages outreach campaigns.
  • Manages assigned Loan Officer's technology platforms, tools, and CRM systems.
  • Answers phones and screens emails for assigned Loan Officers to support daily workflow.
  • Assists Loan Officers with collecting documentation and inputting/uploading files into Encompass once the loan is started.
  • Communicates with borrowers to validate the Uniform Residential Loan Application (URLA / 1003) and collect income documentation.
  • Assists in structuring files, running AUS (Automated Underwriting System), and submitting pre-approval loans for "TBD" properties.
  • Reviews loan applications and all supporting documentation from the borrower for accuracy and completeness.
  • Qualifies income by analyzing paystubs, tax returns, and other financials according to program guidelines.
  • Researches loan products and program eligibility to assist the Loan Officer in recommending suitable options to the borrower.
  • Obtains executed initial disclosures within required regulatory time frames.
  • Analyzes credit reports and financial scenarios to help determine appropriate loan programs.
  • Reviews the Closing Disclosure (CD) to ensure accuracy of fees and cash-to-close amounts.
  • Answers borrower inquiries regarding the loan application process and required documents.
  • If licensed, may discuss loan rates and products directly with the borrower.
  • Works with the disclosure desk to ensure accurate fees are disclosed in compliance with guidelines.

Requirements

Requirements

  • Preferably 5+ years Mortgage Experience
  • Understands and executes Income Calculations and DU findings
  • Bilingual - English and Spanish

Physical Requirements:

  • Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other

federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.

  • Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state and local

standards

  • Must be able to occasionally lift and carry up to 15 lbs.
  • Must be able to talk, listen and speak clearly on telephone
  • Must be able to sit for prolonged periods at a desk, while working on a computer

Job Tags

Local area,

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